Following any storm, Be More Careful when Picking a roofing contractor
“We know there are many out-of-town companies coming homeowners with quick estimates and promises to complete the work quickly,” that the HBA said. “We advocate for you to be extremely careful when hiring roofing contractors to repair or replace your roof and damaged property.”
Following any storm, consumers need to be careful of “fly-by-night operators” trying to”take advantage of homeowners.”
Get a written estimate and contract.
Evaluate the cost estimate from your own insurance provider together with the estimate by the roofer/contractor. They most likely will not match exactly but should be similar for the covered loss.
Request and check references.
Roofers and Contractors should be ready to deliver the names of previous customers. Call several former customers who had similar work done to create sure that they were satisfied with the job.
Request proof of insurancecoverage.
Make certain the roofer or contractor carries general liability insurance and workers’ compensation. In case the contractor isn’t insured, the homeowner may be liable for accidents that happen on the house.
Use licensed roofers and contractors.
Get guarantees in writing.
A complete contract should clearly state all of the tasks to be performed, all associated costs and the payment schedule. Never sign a blank contract or one with blank spaces. Be sure that the contract clearly states who will apply for the necessary permits or licenses.
Get local construction permits if needed.
Permits may be required for site work, other than demolition, and for reconstruction. Contact your regional authorities for permit details.
Pay by check after the job is finished.
Avoid on-the-spot cash payments. The safest route is to write a check to the contracting company.
The following are some red flags and warning signs to watch out for:
- Roofer or Contractor wants 50% deposit and cost of materials.
- Roofer or Contractor offers financing of the deductible or other important costs.
- Roofer or Contractor as well as the insurance assessor that writes the scope and/or validates completion of job are the exact same business.
- Roofer or Contractor emphasizes cost saving over connection, trust and final warranty of gratification.